National Bank of Egypt Announces New Interest Rates on Local and Foreign Currency Certificates

New Decisions by the ALCO Committee

Mohamed El-Etreby, CEO of the National Bank of Egypt (NBE), announced that the bank’s Asset and Liability Committee (ALCO) held a meeting this morning and decided on a set of adjustments to interest rates on platinum certificates in Egyptian pounds as well as dollar-denominated certificates. The new rates will take effect starting Monday, September 1, 2025.

Revised Interest Rates on EGP Platinum Certificates

• Platinum Certificate with monthly return (3 years): revised rate of 17%.

• Platinum Certificates with progressive monthly return: now set at 21% / 16.75% / 13.5%.

• Platinum Certificates with progressive annual return: now set at 23% / 18.5% / 14%.

These adjustments reflect the bank’s strategy to diversify its savings products in order to meet the needs of different customer segments and adapt to ongoing economic developments.

Revised Interest Rates on USD Certificates

The new decisions also include adjustments to the interest rates on dollar-denominated certificates as follows:

• 3-year certificate with monthly return: 4.75%.

• 5-year certificate with monthly return: 4.85%.

• 7-year certificate with monthly return: 4.90%.

Effective September 1, 2025

El-Etreby stressed that the updated rates will officially come into force on September 1, 2025, highlighting the NBE’s ongoing commitment to providing customers with attractive saving instruments that deliver competitive returns and support their investment goals.